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Malta Permanent Residence Programme

The Malta Permanent Residence Programme (MPRP) offers an efficient and cost-effective pathway for non-EU citizens and four generations of their family members to obtain permanent residency in Malta. This program is highly regarded for its unique "four-in-one" national status, prime geographical location, robust economic system, high-quality healthcare and education, and low investment thresholds.

Latest Policy Changes for 2025

The administrative fee has been increased from €50,000 to €60,000. The real estate investment threshold is now a unified €375,000 for purchasing a property or €14,000 per year for renting (the north/south distinction has been eliminated). A new asset verification option of €650,000 has been introduced, with €75,000 of that required to be in financial assets. Additionally, the age limit for dependent children has been adjusted from unlimited to a maximum of 29 years old.

Application Process

1
Sign Service Agreement & Pay Legal Fees

Sign the service agreement with the law firm and pay the legal fees. At the same time, a Power of Attorney (POA) will be signed.

2
Submit All Documents

Prepare and submit all application documents. Within one month of the submission receipt being issued, the first installment of the administrative fee (€15,000) for the main applicant must be paid.

3
Receive Letter of Approval in Principle

After submitting the documents, a letter of approval in principle is typically received within 4-6 months (the current average processing time is approximately 9-10 months). Within two months of receiving this letter, the final installment of the administrative fee (€35,000) for the main applicant and the administrative fees for dependent applicants (€5,000 per person) must be paid.

4
Complete Donations & Investment

Within 8 months of receiving the letter of approval in principle, you must complete the government donation (including government and charitable donations) and the real estate investment (purchase or rent), as well as purchase medical insurance and other related investments.

5
Enter Malta to Collect Biometric Data

After completing the investment, you must travel to Malta to have your biometric data collected.

6
Receive the Malta Permanent Residency Card

After all steps are completed, you will finally receive your Malta Permanent Residency card. This status is permanently valid, and the residency card is renewed every five years through a simple process with no risk of renewal denial.

Investment Options and Fees (Based on a Family of Three)

The total investment for the Malta Permanent Residence Programme will vary depending on your choice of buying or renting a property.

Rental Option:

  • Government Application Fee (Main Applicant): €60,000.

  • Government Application Fee for Dependents: €7,500 per person.

  • Government Contribution: €37,000.

  • Charitable Donation: €2,000.

  • Property Lease: Lease a property with an annual rent of no less than €14,000 and maintain for five years.

Purchase Option:

  • Government Application Fee (Main Applicant): €60,000.

  • Government Application Fee for Dependents: €7,500 per person.

  • Government Contribution: €37,000.

  • Charitable Donation: €2,000.

  • Property Purchase: Purchase a property with a price of no less than €375,000 and maintain for five years.

Application Requirements & FAQs

Main Applicant:

  • Non-EU citizen aged 18 or over.

  • Possess assets of at least €500,000 (of which €150,000 must be liquid assets); or possess assets of at least €650,000 (of which €75,000 must be liquid assets).

  • No criminal background, a reasonable explanation for the source of funds, and pass due diligence.

  • Complete the government-mandated donations and property investment, and purchase health insurance.

Dependent Applicants:

  • Spouse;

  • Minor children;

  • Unmarried and financially dependent children under the age of 29;

  • Parents and grandparents of both spouses who are financially dependent on the main applicant;

  • Stepparents, adopted children, stepchildren, same-sex partners, and de facto partners can also be included in the application.

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Q1. What are Malta's unique national characteristics?

Malta is an island nation located in the Mediterranean Sea, famous for its magnificent sea views, and is also a highly developed capitalist country. It is known as the only "four-in-one" country in the world, being a member of the EU, Eurozone, Schengen Area, and the Commonwealth. Malta has a total area of 316 square kilometers, consisting of five main islands. Its capital city, Valletta, is a UNESCO World Heritage Site. Additionally, Malta has been a honeymoon or residential location for famous aristocrats (such as Queen Elizabeth II) and a popular filming location for Hollywood movies (such as "Game of Thrones" and "Troy").

Q2. What is Malta's economic environment and job market outlook?

Malta's economy is experiencing continuous growth and is highly attractive to foreign investment. Its competitive advantages include political stability, being a low-tax haven, a multilingual environment, convenient transportation, and an excellent geographical location. The service sector accounts for a high proportion of its GDP at 75.6%, with tourism and financial services being its pillar industries. Malta has a robust banking system, earning it the reputation of the "Switzerland of Southern Europe" and the "Singapore of Europe", and it implements corporate-friendly tax policies, with corporate income tax as low as 5% after a refund. As of September 2024, Malta's unemployment rate was only 3.07%, which is much lower than the Eurozone average. The average monthly salary is approximately €1,942.24. Furthermore, Malta's employment authority, Job Plus, provides free vocational skills training and subsidies for residents.

Q3. What are the advantages of Malta's healthcare system?

Malta's healthcare system has a long history and provides broad coverage. The government offers comprehensive public medical services, while residents can also opt for private insurance to access higher-quality private medical care. The World Health Organization (WHO) ranks Malta's healthcare system fifth globally. Its doctor-to-patient ratio is 1:255, and the average life expectancy is 81.5 years, which is higher than the European average. Malta has a strong team of general practitioners who provide primary healthcare, while public hospitals offer secondary and tertiary care. Notably, Malta has signed bilateral medical reciprocity agreements with the UK, Australia, and New Zealand. Moreover, China and Malta have a close collaboration in traditional Chinese medicine, with a Chinese medicine department at the Mediterranean Regional Centre for Traditional Chinese Medicine located within Malta’s Mater Dei Hospital.

Q4. What are the characteristics of Malta's education system?

Malta’s education system is in the British tradition, offering an authentic British education, with schools primarily teaching in English. In a UNESCO evaluation, Malta's secondary education quality ranked second globally. The country has abundant educational resources, with 340 schools across its 316 square kilometers. The student-to-teacher ratio is 1:10.7, and most teachers hold a master’s degree. Public schools are free, while private school tuition fees are low (approximately €5,000-€10,000 per year). Students with excellent academic records are often admitted to top 50 universities worldwide. Additionally, Malta is the only one of the seven major English-speaking countries where permanent residency can be obtained in a single step.

Program Advantages

1
High Cost-Effectiveness, Four Generations Can Apply Together

For approximately €200,000, you can secure permanent residency for four generations of your family, including your spouse, minor and some adult children, and both sets of parents and grandparents, offering great value for money.

2
Fast Approval, One-Step Permanent Residency

The official promise is a fast approval of 4-6 months, with an average processing time of 9-10 months, providing one-step permanent residency status that is permanently valid. The residency card is renewed every five years.

3
No Residency Requirement, Low Application Threshold

There are no residency requirements or obligations to live in Malta, and documents can be sent by mail. The application threshold is low, with no language, education, or business background requirements, only the need to meet the asset conditions.

4
English-Speaking Country, Seamless Integration

Malta is an official English-speaking country with an English proficiency rate as high as 96%, ensuring seamless integration into daily life. Schools teach in English, making it convenient for both study and work.

5
Authentic British Education, Access to Quality Resources

The country offers an authentic British education, with numerous schools nationwide. Public schools are free and private schools are affordable. The quality of secondary education ranks second globally, and academic credits can be mutually recognized.

6
"Four-in-One" Country, Enjoy Convenient European Travel

Malta is the world's only "four-in-one" country (EU, Eurozone, Schengen, and Commonwealth), allowing visa-free travel to 29 Schengen countries and easy access across Europe.

Latest Article

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